Track working capital in real time. Free the cash it holds.
AR, AP and inventory dashboards track working capital in real time, showing where cash is stuck, who owns each action, and how much cash has been freed up.
Powered by CashFlow 360° and Collection 360°, with AskChamp
- Customer C-204Promise broken
- MSME dues3 near 45 days
- Plant 2 stockNon-moving ↑
₹48.6 Cr freed so far this year: ₹31.2 Cr from receivables and ₹17.4 Cr from stock. DSO is down 28 days since baseline.
Profit on paper, pressure in the bank.
Cash problems start long before they reach the bank balance.
The forecast is a spreadsheet.
Bank positions and forecasts are compiled manually, weekly at best, and hard to defend to lenders.
Receivables age quietly.
Overdues are chased from aging reports that are already out of date, so promises slip unnoticed.
Cash is tied up in stock and terms.
Slow-moving inventory and loose payment terms sit with different teams, with no shared targets.
From ledger to cash freed up. Three connected dashboards.
- 1ReceivablesAging, overdues, promises, disputes
- 2PayablesDue dates, MSME 45-day limit, discounts
- 3InventoryDays, slow-moving and non-moving stock
- 4Cash positionAll banks and entities
- 5Rolling forecast13 weeks by week, 12 months by month
- 6Scenarios and headroomDelays, borrowing, capex, limits
We start from data you already have
Start with your ERP ledgers and aging. Each source added unlocks deeper views.
- Customer and supplier ledgers
- Receivables and payables aging
- Stock registers and item masters
- Bank statementsAll accounts and entities
- Credit limits and payment terms
- Spreadsheets and uploadsExcel, CSV
How we work with you
- Owner-wise action listsEvery overdue, payment and stock flag has a named owner and a date.
- Client Success SPOCOne accountable owner for your account.
- Live in stagesValue from week one: files first, connectors next.
- Lender-readyForecasts you can defend, line by line.
Three dashboards, one view of working capital.
Who owes what, how old it is, and who is following up.
Receivables views
| Aging by bucket | 0–30, 31–60, 61–90 and 90+ days, by customer, region and salesperson |
|---|---|
| Overdues with owners | Each overdue assigned, with next step and date |
| Promises to pay | Promised date and amount, kept or broken |
| Disputed invoices | Reason, amount and age, separated from collectible overdues |
| Credit limits | Customers over limit or terms, flagged before the next order |
| DSO trend | By entity, business unit and customer group, against target |
- Drill to the invoiceFrom group to entity, customer, invoice and promise date.
- Collection effectivenessCash collected against what was due, by collector and region.
- Slow payersCustomers paying later than their usual pattern, flagged early.
Pay on time, protect MSME compliance and keep cash for what matters.
Payables views
| Due-date calendar | What falls due by week, by supplier and entity |
|---|---|
| MSME 45-day limit | Registered MSME suppliers nearing or past 45 days |
| Payment-run planning | Each run checked against cash and approvals |
| Early-payment discounts | Discounts available, taken and missed |
| Vendor concentration | Spend share of the top suppliers |
| DPO trend | By entity and category, against agreed terms |
- Possible duplicatesSame supplier, amount and date flagged before payment.
- Approvals keptWho approved each run, and when.
Cash sitting on shelves, made visible by plant, product and age.
Inventory views
| Inventory days | DIO by plant, category and product, against target |
|---|---|
| Slow-moving stock | No movement in 90 days, by value and location |
| Non-moving stock | No movement in 180 days or more |
| Stock vs demand | Cover in weeks, against forecast demand |
| Transfers and liquidation | Stock that could move between plants or be sold down |
| Cash freed from stock | Reduction in stock value since baseline |
- Material and finished goodsSeparate views for raw material, WIP and finished goods.
- Plant to plantWhere one plant is short and another is long.
One cash position, and a forecast that is checked against what actually happened.
Cash and forecast
| Cash position | Balances across banks and entities in one view |
|---|---|
| 13-week forecast | By week, built from receivables, payables, payroll, taxes and commitments |
| 12-month forecast | By month, for planning and lender conversations |
| Forecast vs actual | Every forecast saved and compared with actual cash |
| Scenarios | Delayed collections, new borrowing, capex or a large order |
| Headroom | Distance to facility limits and covenants, week by week |
- Accuracy improvesEach week’s actuals feed back into the forecast drivers.
- Lender packForecast, headroom and covenants in one view for banks.
The checks that make treasury, sales and procurement trust the same numbers.
- Tied to bank and booksReceivables and payables reconcile to the ledger; cash ties to bank statements.
- RefreshReceivables, payables and stock update as the ERP updates. Bank balances refresh daily, or intraday where your bank provides a feed.
- Clean mastersDuplicate customer and supplier codes merged into one record.
- Access by entityEach entity sees only its own cash, receivables and payables.
- Alerts where people workEmail, WhatsApp, Teams or Slack.
- Export and shareExcel, PowerPoint and print-ready reports; embedded in Power BI or Tableau.
Forecast accuracy depends on the payment terms and commitments available. MSME tracking needs supplier MSME registration in the vendor master.
Dashboards show what’s overdue. Collection 360° gets it paid.
Each overdue becomes a task with an owner, a next step and a date, and is tracked until the cash is in.
- Collector
- Works a daily list, logs calls and promises
- Collections manager
- Sees each collector’s progress and escalations
- Sales owner
- Helps resolve disputes on their accounts
- Credit controller
- Sets limits and holds orders when needed
- CFO
- Sees cash collected against plan
- Owner-wise worklists
- Promise-to-pay tracking
- Dispute log with reasons
- Escalation rules
- Reminders by email and WhatsApp
- Payment matching from bank
- Credit-hold flags
- Collector performance view
- Accounts addressed
- 0
- Promises to pay
- 0
- Cash collected
- ₹0.0 L
- Escalations
- 0
- Shree Auto Components₹42.0 L61–90 daysOpenABroke a promise last week. Paid 18 days late on average this quarter.
- Western Distributors₹28.5 L31–60 daysOpenAUsually pays within 5 days of a reminder.
- Gulf Trading LLC₹36.0 L90+ daysOpenATwo invoices disputed for short supply. Resolve the dispute first.
- Metro Retail Chain₹19.2 L31–60 daysOpenAPaying 10 days slower than its usual pattern.
- Sunrise Pharma₹24.8 L61–90 daysOpenAOver credit limit. New orders on hold until this clears.
- Accounts addressed
- 0 / 2
- Overdue assigned
- ₹70.5 L
- Promises
- 0
- Collected
- ₹0.0 L
- Escalations
- 0
- Accounts addressed
- 0 / 2
- Overdue assigned
- ₹55.2 L
- Promises
- 0
- Collected
- ₹0.0 L
- Escalations
- 0
- Accounts addressed
- 0 / 1
- Overdue assigned
- ₹24.8 L
- Promises
- 0
- Collected
- ₹0.0 L
- Escalations
- 0
Updates as you work through the follow-up team view.
Late MSME payments, duplicate invoices and early releases trace back to purchase and approval steps. We fix them in your P2P controls.
Finance Risk & Controls ›R2R · Record to reportClose the loop in the books.Unapplied cash, unmatched bank lines and late cut-offs distort aging. We fix them in your close and reconciliation routine.
Consolidation & Close ›The same work, done differently.
What each leader gets
- CEOCash headroom, with early warning if it’s shrinking.
- CFOA reliable 13-week forecast for the board and lenders.
- ControllerCurrent aging and reconciled balances, without manual compilation.
- FP&ACash built into every plan and scenario.
Connect, set the rules, then track and act.
- 01
Connect
We connect to your ERP and bank data. Your systems don’t change.
ERP ledgersBank statementsNo ERP changes - 02
Set the rules
Collection terms, credit limits, payment rules, forecast drivers and targets are agreed once.
Credit limitsPayment rulesTargets - 03
Track and act
Dashboards and the forecast update automatically. Owners act on their lists; Collection 360° tracks every follow-up.
WorklistsPayment runsForecast
Integrations we support
Secure connectors for the systems you run today. Spreadsheets and file uploads cover everything else, and are checked before they are used.
AskChamp watches, explains and alerts. See your score.
AskChamp working capital agent
Watches the numbers every day and tells the right person.
- InsightsWeekly digest and explanations
“DSO improved 4 days this month; two distributors paid early after the new reminder schedule.”
To: CFO, every Monday - ExceptionsCredit limits, MSME 45 days, broken promises
“Customer C-204 missed a ₹42 L promise due yesterday. Escalated to the regional manager.”
To: Collections manager - AnomaliesSlower payers, stock build-up, possible duplicates
“Two invoices from Supplier S-88 match on amount and date. Held from Thursday’s run.”
To: AP lead
What would you like to know about working capital?
Answers only from your governed data, linked to source, within each user's access. AskChamp also sends exception alerts and a weekly digest.
Measured every cycle against your starting baseline.
Cash freed, scored every cycle.
The Working Capital Scorecard turns “where is our cash?” into numbers leadership can track.
- Baseline firstWe record DSO, DPO, DIO and overdues during the assessment.
- Same measures every cycleSpeed, quality and effort, scored the same way each month.
- Shared with leadershipOne score, with what improved and what to fix next.
- DSO, DPO and DIO against target
- Receivables overdue beyond 60 and 90 days
- Cash freed from receivables and stock
- Cash forecast accuracy against actual
- Time to produce the weekly cash forecast
- MSME payments within 45 days
- Early-payment discounts captured
Our Certifications
Your finance data secured and your AI governed, to international standards.
Outcomes finance leaders can measure.
Indicative outcomes from client engagements, against your own baseline.
reduction in DSO, against current levels
improvement in ROCE, against current levels
lower receivables overdue beyond 90 days
accuracy on the 13-week cash forecast
less time to produce the weekly forecast
of payments planned against due dates and MSME timelines
Trusted by finance leaders.
Wow – top team! The Datachamps team have been brilliant and we highly recommend them. Datachamps really got deep in understanding the project and in setting and managing the delivery. The team were equally brilliant, and what impressed us was their willingness to respond no matter what time of the day – there is a time difference, but that did not matter. So thanks for your effort and care on the project, and we will be working together again.
I have had the pleasure of working with Datachamps & team for the past 5–6 years on a variety of projects involving data analytics, Power BI dashboards, data visualisation and financial modelling, across facilities and utilities management for large industrial parks, renewable energy data analysis, management dashboards and investment modelling. What stands out about Datachamps & team is their ability to quickly understand the client’s needs, frame the problem statement with clarity, and deliver accurate, high-quality solutions. Datachamps & team are extremely responsive, professional, and always bring a thoughtful approach to the work. Their solutions have been practical, timely, and of great value to us.
Datachamps and us have been working together for the last 8 years, and they have helped us navigate our MIS and financial modelling requirements effortlessly. They have a keen analytical and entrepreneurial mind, which makes the job much easier for any founder/CXO.
Datachamps have helped us in digitalizing our data & set department KPIs through the MIS system. The business now feels more connected, and every department’s data is visible to the top management.
Datachamps team implemented the project of Budget Compilation on schedule. They were always available & hand over was smooth, post which they were super helpful in providing support leading to customer satisfaction.
The team’s domain knowledge, quick understanding of the business, deep capabilities in BI & contemporary tech tools has transformed our reporting & decision making based on data.
Our decisions viz expansion into new geographies, product pricing, A/R collection strategies and reporting to the HO have been effective thanks to their Management Reporting & Business Analytics solution.
We have frequently used their analytics solutions for strategic decisions including analyzing impact of M&A, annual budgeting and performance appraisal of Human Resources.
Over last 6 years, besides driving process review and checks on data quality, they have added width, depth, efficiency to our MIS reporting and built customized KPIs such as site-level profitability.
Post COVID-19, we had significant changes in our revenue model and their solution appropriately addressed these. Time from our data preparation from multiple sources, has reduced drastically from a week to just a couple of hours!
Month-end reporting 90% faster, with 120+ man-days back every year
An $800M manufacturer automated board, management and group reporting after every close.
SG&A variance analysis 4 days earlier across 29 entities
A global telecom group automated SG&A reporting on Microsoft Fabric for faster cost reviews.
~1,200 hours a year saved, with 15% more billable hours
A 1,000-person software company built one reporting strategy across six functions.
- 100+Customers
- 150+EFT projects
- 98%Client satisfaction (CSAT)
- 100k+Consulting hours
Questions finance leaders ask before they start.
How do you keep our financial data secure?
We're ISO/IEC 27001 certified for information security. Access is role-based, every action is logged, and we share our security documentation during your evaluation.
Where is our data held, and who can see it?
Two options. We host it for you in [our default region], or we deploy in your own cloud tenant, in the region and under the security policies your IT security team prefers. Either way, only named people on your engagement can access it, and only for the entities they work on.
How is AI governed?
We're ISO/IEC 42001 certified for AI management. AskChamp answers only from your governed data, and only what each user is allowed to see.
Who will work on our account?
Chartered Accountants lead every engagement, with data and AI engineers alongside. Our founders bring 60+ years of corporate finance experience.
How do engagements start?
With a 30-minute assessment. We agree scope and your baseline, then go live in stages, starting with the work that pays back fastest.
What support do we get?
A dedicated Client Success SPOC, a shared query log and escalation to a senior Chartered Accountant. Response times are set in your service agreement.
What's included, and what isn't?
Included: receivables, payables and inventory dashboards, cash position, the 13-week and 12-month forecast, scenarios and Collection 360° follow-up. Not included: making payments or arranging finance. Approvals stay with you.
What data do we need to start?
Customer and supplier ledgers, receivables and payables aging, stock registers and three months of bank statements. Credit limits and payment terms add the exception views.
How far ahead does the forecast go?
13 weeks by week, and 12 months by month. Both roll forward as each week’s actuals come in.
Does the forecast tie to our bank and books?
Yes. Opening cash ties to bank statements, and receivables and payables reconcile to the ledger before the forecast runs.
How do you track MSME payments?
Suppliers registered as MSME are flagged from the vendor master. Each invoice is tracked against the 45-day limit, and upcoming breaches are flagged before the payment run.
Can each entity see only its own cash?
Yes. Access is set by entity, business unit or region, and the same rules apply to exports and to AskChamp.
How accurate is the forecast in the first month?
Accuracy improves as actuals feed back each week. We report it against your baseline from day one.
Find the cash tied up in your working capital.
Share your receivables and payables aging and three months of bank statements. In 30 minutes, we’ll show where cash is tied up and what a rolling forecast looks like for your business.