Collections lag construction.
Demand letters go out, but overdue units and bounced installments surface weeks later.
Industries · Real Estate
Every project, every unit, every rupee, in one view.
Track collections against construction, cost-to-complete and unsold inventory across every project, so leadership sees cash and margin risk months earlier.
Segments we serveResidentialCommercialPlotted developmentTownshipsMixed-use
The challenge
Sales are booked. Cash and margin arrive much later.
Collections, construction cost and inventory move on different timelines, and project P&Ls still sit in spreadsheets.
Cost-to-complete is a guess.
Budgets are revised quarterly, while cement, steel and labor move every month.
Escrow and RERA pressure.
Project-wise escrow, withdrawals and quarterly filings need numbers that reconcile.
Project P&Ls in spreadsheets.
Revenue recognition, land cost and overheads are allocated by hand, project by project.
Value chain
Every stage, measured in rupees.
Where real estate businesses lose value, and the numbers we put in front of finance at each step.
- 1Land and approvalsWhere value leaksLand cost and approval delaysWhat we track
- 2Launch and salesWhere value leaksDiscounts and slow absorptionWhat we track
- 3CollectionsWhere value leaksOverdue and bounced installmentsWhat we track
- 4ConstructionWhere value leaksCost overruns and vendor delaysWhat we track
- 5Escrow and complianceWhere value leaksEscrow mismatches and late filingsWhat we track
- 6HandoverWhere value leaksUnsold stock and pending duesWhat we track
The Shift
Where the day gets stuck.
Moments every real estate finance team knows, and what changes with AskChamp™.
WhenScenarioWith AskChamp™You gain
9:00 am
A buyer's installment bounces and sits unnoticed.
Daily Anomaly Review
3 installments bounced or went 15+ days overdue yesterday, all in Tower B.Drill down to the unit, buyer, bank and relationship manager.
3 installments bounced or went 15+ days overdue yesterday, all in Tower B.Drill down to the unit, buyer, bank and relationship manager.
Early warning
Weekly
Collections lag construction, but no one can see where.
Ask
Tower B has collected 61% of demand raised, against 94% elsewhere.Drill down to the 23 units and demand letters behind the gap.
Tower B has collected 61% of demand raised, against 94% elsewhere.Drill down to the 23 units and demand letters behind the gap.
Faster collections
Month-end
Cost-to-complete is updated only once a quarter.
Alert
Phase 2 cost-to-complete is up 6% on cement and labor.See the effect on project margin and the cash flow plan.
Phase 2 cost-to-complete is up 6% on cement and labor.See the effect on project margin and the cash flow plan.
Margin visibility
Board prep
Unsold inventory value is a spreadsheet estimate.
Predict
Unsold units by tower and configuration, with price realized against plan.Forecast sell-through for the next two quarters at today's run-rate.
Unsold units by tower and configuration, with price realized against plan.Forecast sell-through for the next two quarters at today's run-rate.
Better forecasts
Use cases
Where we create value, in practice.
A selection from the wider set of engagements we deliver.
- Collections
Demand vs collection by tower and unit
See demand raised, collected and overdue for every unit, with the relationship manager responsible.
- Cash
Project cash flow and funding gap
Forecast inflows from payment plans and outflows from the construction schedule, project by project.
- Cost
Cost-to-complete tracking
Refresh cost-to-complete monthly from purchase orders, work orders and current rates.
- Compliance
RERA escrow monitoring
Track escrow balances, completion-linked withdrawals and quarterly updates for every project.
- Revenue
Revenue recognition by project
Compute revenue on percentage of completion under Ind AS 115, with the working behind every number.
- Sales
Price realization and discount control
Compare realized price per sq ft with the price list by tower, configuration and channel partner.
- Inventory
Unsold inventory valuation
Value unsold units by tower and configuration, with sell-through at the current run-rate.
- Channel
Channel partner brokerage
Reconcile brokerage owed and paid against bookings, cancellations and collections.
- Portfolio
Board view across projects and SPVs
One view of sales, collections, cost, margin and debt across every project and SPV.
& many more.
Spotlight
Ask your numbers. Track your progress.
AAskChamp™Finance co-pilot
Good morning. Every project and SPV is up to date.
Ask about collections, cost, escrow or inventory…
Try askingScorecardPortfolio ScorecardSeptember 2026 · illustrative
85
Speed
Day 4Project MIS ready by
210Questions answered
Quality
5 / 5Escrow accounts reconciled
89 / 100Data Quality Score
Effort
90Spreadsheet hours saved / month
6Open anomalies
Also onWhatsAppTMicrosoft TeamsSSlack
Answers only from your governed data, linked to source, within each user's access.
Measured every cycle against your starting baseline.
How we deliver
Platform, solutions and people, built for real estate.
Platform
The foundation
- KoshaOS™ EPM
One governed finance data foundation across every entity and system.
- AskChamp™
Answers, alerts and digests on web and WhatsApp.
Solutions
What we run for you
- Cash Flow & Working Capital
Collections, funding gaps and project cash flow.
- Financial Reporting & Performance Intelligence
Project P&Ls, portfolio MIS and board packs.
- AI-Powered Financial Consolidation & Close
SPV consolidation with land and intercompany entries.
- Finance Risk, Controls & Compliance
RERA escrow, withdrawals and statutory tracking.
Services
Who works with you
- CFO Advisory
Project appraisal, funding and lender readiness.
- Managed Finance Ops
R2R and vendor payments run to SLA across SPVs.
Integrations we support
Secure connectors for the systems you run today, with file upload for everything else.
ERP and accounting
SSAPOOracleTTallyDDynamicsZZoho Books
Sales and CRM
CCRM and bookingsCChannel partner recordsPPayment gateways
Projects and banking
WWork ordersPPurchase registersEEscrow and bank statements
Our Certifications
Your finance data secured and your AI governed, to international standards.
Outcomes
Outcomes finance leaders can measure.
Indicative outcomes from client engagements, against your own baseline.
10–15 days
lower collection overdue across projects
Monthly
cost-to-complete, not quarterly
100%
of escrow accounts reconciled every month
Day 4
project MIS and portfolio view
1
view of every project and SPV
Same day
warning on bounced and overdue installments
Proof
Trusted by finance leaders.
Wow – top team! The Datachamps team have been brilliant and we highly recommend them. Datachamps really got deep in understanding the project and in setting and managing the delivery. The team were equally brilliant, and what impressed us was their willingness to respond no matter what time of the day – there is a time difference, but that did not matter. So thanks for your effort and care on the project, and we will be working together again.
David SmithBig Business Entrepreneurs, UK
I have had the pleasure of working with Datachamps & team for the past 5–6 years on a variety of projects involving data analytics, Power BI dashboards, data visualisation and financial modelling, across facilities and utilities management for large industrial parks, renewable energy data analysis, management dashboards and investment modelling. What stands out about Datachamps & team is their ability to quickly understand the client’s needs, frame the problem statement with clarity, and deliver accurate, high-quality solutions. Datachamps & team are extremely responsive, professional, and always bring a thoughtful approach to the work. Their solutions have been practical, timely, and of great value to us.
RK NarayananPresident, Horizon Industrial Parks
Datachamps and us have been working together for the last 8 years, and they have helped us navigate our MIS and financial modelling requirements effortlessly. They have a keen analytical and entrepreneurial mind, which makes the job much easier for any founder/CXO.
Robin ChhabraFounder & CEO, Dextrus
Datachamps have helped us in digitalizing our data & set department KPIs through the MIS system. The business now feels more connected, and every department’s data is visible to the top management.
Anand TapadiaMD & CEO, Safepack Solutions
Datachamps team implemented the project of Budget Compilation on schedule. They were always available & hand over was smooth, post which they were super helpful in providing support leading to customer satisfaction.
Anand BargeHead of Finance, Naxnova Group (formerly Classic Stripes)
The team’s domain knowledge, quick understanding of the business, deep capabilities in BI & contemporary tech tools has transformed our reporting & decision making based on data.
Sawan GildaBusiness Finance & Strategic Alliances, Mitsubishi Electric Asia
Our decisions viz expansion into new geographies, product pricing, A/R collection strategies and reporting to the HO have been effective thanks to their Management Reporting & Business Analytics solution.
Jaymin ShahCountry Manager (India), Scott Sports
We have frequently used their analytics solutions for strategic decisions including analyzing impact of M&A, annual budgeting and performance appraisal of Human Resources.
Ashwin KandoiCo-founder, Winjit Technologies
Over last 6 years, besides driving process review and checks on data quality, they have added width, depth, efficiency to our MIS reporting and built customized KPIs such as site-level profitability.
Sahil VoraFounder, Sila Solutions
Post COVID-19, we had significant changes in our revenue model and their solution appropriately addressed these. Time from our data preparation from multiple sources, has reduced drastically from a week to just a couple of hours!
Shitij AggarwalCEO, Sahyadri Agro Retails
Month-end reporting 90% faster, with 120+ man-days back every year
An $800M manufacturer automated board, management and group reporting after every close.
SG&A variance analysis 4 days earlier across 29 entities
A global telecom group automated SG&A reporting on Microsoft Fabric for faster cost reviews.
~1,200 hours a year saved, with 15% more billable hours
A 1,000-person software company built one reporting strategy across six functions.
- 100+Customers
- 150+EFT projects
- 98%Client satisfaction (CSAT)
- 100k+Consulting hours
FAQ
Questions finance leaders ask before they start.
How do you keep our financial data secure?
We're ISO/IEC 27001 certified for information security. Access is role-based, every action is logged, and we share our security documentation during your evaluation.
Where is our data held, and who can see it?
Your data stays in [hosting region, to confirm]. Only named people on your engagement can access it, and only for the entities they work on.
How is AI governed?
We're ISO/IEC 42001 certified for AI management. AskChamp answers only from your governed data, and only what each user is allowed to see.
Who will work on our account?
Chartered Accountants lead every engagement, with data and AI engineers alongside. Our founders bring 60+ years of corporate finance experience.
How do engagements start?
With a 30-minute assessment. We agree scope and your baseline, then go live in stages, starting with the work that pays back fastest.
What support do we get?
A dedicated Client Success SPOC, a shared exception queue and escalation to a senior Chartered Accountant. Response times are set in your service agreement.
Can you handle projects held in separate SPVs?
Yes. Each SPV is a separate entity in the model, with a consolidated portfolio view on top.
Do you support Ind AS 115 revenue recognition?
Yes. Percentage-of-completion revenue is computed project by project, with the working saved for audit.
Ready to see it in action?
See every project's cash and margin in one view.
Share one project's demand, collections and cost sheets. In 30 minutes, we'll show what a portfolio view looks like.